Insurance Claims and Coverage
UNDERSTANDING NEGLIGENCE AND THE TITANIC DISASTER
Negligence is a cause of action (type of claim) known as a “tort.” A tort is a claim that does not arise out of a statute, meaning that it arises from past case law, called “common law.” Generally speaking, the tort of negligence is: doing something that a person using ordinary care would not do, [...]
PREMISES LIABILITY CLAIMS
Premises liability law is the body of cases and statutes which makes the person who is in possession of land (called the “premises”) responsible (or “liable”) for certain injuries suffered by persons who are present on the premises. This includes case with injuries resulting from dog bites, objects falling from high shelves in stores and slips/trips/falls. Although [...]
DAMAGE TO YOUR AUTOMOBILE: MAKING SURE YOU ARE TREATED FAIRLY
If your vehicle is struck or damaged the cost of involving a lawyer will exceed the additional amount of money gained by using a legal representative. While this is not legal advise, it is intended to be a starting point for you to learn your rights to be paid a fair amount for the damages [...]
LEGAL DAMAGES AND TAXATION
Here are some general concepts about whether damages received in recovery of employment Discrimination or civil rights legal claim are subject to income tax. John Zodrow of Denver, a former accountant and attorney, compiled this information but it is merely a starting point for the reader. Consult the IRS, your tax professional or tax attorney [...]
INDEPENDENT MEDICAL EXAM (IME)
An Independent Medical Examination (called an “IME”) may be scheduled for an injured person to document the nature, extent and progress of a person’s injuries and the insure that the patient is receiving appropriate care for their injury or disease. An IME may culminate in a decision to change – or even terminate – a [...]
“BAD FAITH” INSURANCE LITIGATION
This discussion is intended to provide the reader with an elementary understanding of the concept of suing an insurance company for ingaging in “bad faith,” as opposed to “good faith,” in exercising the insurer’s duties under an insurance contract. John Zodrow warns that no legal advice is intended herein or should be inferred. Generally speaking, an insurance [...]

